Risk disclosures

Educational information and projections must not be mistaken for assurances.

Market-linked investing

Stocks, mutual funds, ETFs, IPOs and unlisted securities involve risks, including loss of capital. Past performance does not guarantee future results.

Unlisted investments may have limited liquidity and uncertain exits. A proposed listing, price or return is not assured.

Insurance

Benefits depend on underwriting, policy wording, exclusions, limits and compliance with policy conditions. Marketing summaries are not a substitute for the contract.

Calculator assumptions

The SIP calculator assumes fixed monthly contributions and a constant nominal annual return divided by 12. You can compare beginning-of-month or end-of-month payments.

Taxes, fees, inflation, missed contributions and changing returns are excluded. Figures are hypothetical and rounded for display.